Crypto holder
SOL turns long-term in 6 days: about $704 less tax
Selling today is taxed like salary. Six days later the same gain is long-term and taxed far less.
Tax tools for everyday investors · Beta
Know the tax on your trades before April does.
Setaside adds up the tax your investments are building across every app, shows how timing changes the tax, and helps you keep the money set aside.
Setaside gives tax estimates and education. It does not recommend buying, selling or holding any investment, and it is not tax, legal or investment advice. Examples are illustrative.
- Every app
- in one view
- 30 days
- wash sale check
- $0
- to join
Robinhood /Fidelity /Charles Schwab /Webull /Coinbase /Vanguard /E*TRADE /Kraken /
Why it matters
Nobody withholds tax on your trades
Your paycheck has taxes taken out. Your investments don't. Here's what that looks like in practice.
Active trader
A $2,000 loss blocked across two apps
Sold in one app, bought back in another 14 days later. Neither app could see the wash sale. Setaside does.
Tech worker with RSUs
$1,059 short on stock-vest withholding
Employers withhold a flat 22% on vests. In the 24% bracket, that gap becomes a bill in April.
Sample scenarios from the Setaside demo, using 2026 federal rates.
Ask one question
One question: what would selling cost?
The same sale can cost very different amounts depending on when you make it. Setaside shows you the tax before you sell, using your income and your tax bracket.
- 01Tell it what you're thinking of selling
- 02See the tax three ways
- 03Compare the tax by timing
Illustrative sample: federal tax only, 2026 rates, single filer in the 24% bracket. Setaside gives tax estimates and education. It does not recommend buying, selling or holding any investment, and it is not tax, legal or investment advice. Examples are illustrative.
See it in action
Link your accounts. See everything.
Sample data. Setaside gives tax estimates and education. It does not recommend buying, selling or holding any investment, and it is not tax, legal or investment advice. Examples are illustrative.
Help us set the price
What would this be worth to you?
We haven't set a price yet. Slide to what you'd honestly pay each month. It takes five seconds and shapes what early members pay.
How it works
From a download to a plan in three steps
01
Add your investments
About 2 minutes
Drop the history file from your brokerage or crypto app. CSV, Excel, PDF or 1099-B. We show you what we found before adding anything.
02
See what you'll owe
Instantly
One number for the tax your trades have built up this year, federal and state, with every step of the math one tap away.
03
See the tax by timing, and set it aside
All year
Each holding shows its estimated tax now and later in plain English, including wash sale windows and losses that could offset gains. Then keep the tax money in savings.
What you get
Tax by timing
What selling each holding would cost in tax today, and what it would cost later.
“Long-term in 6 days · about $704 less tax”
Wash sale guard
Checks the 30-day rule across every app you use, not just one.
“Wash sale window ends Sep 28”
Set-aside
Tells you how much to keep in savings so April isn't a surprise.
“Set aside $1,525”
Your tax rate, visible
How much more you can sell before your rate goes up, including the 0% long-term bracket.
“$5,550 more in gains at 0%”
Plain-English explainers
Short answers to the questions nobody taught you, right where they come up.
What's a wash sale?
A worksheet your CPA can check
The full calculation, line by line, labeled with the IRS form lines.
Schedule D · Form 8960
Built for
- ✓You invest through one or more apps, including crypto
- ✓You've never been taught how investment taxes work
- ✓You got a surprise tax bill and don't want another
- ✓You have stock from work (RSUs) and aren't sure it's withheld right
Not for you (yet)
- –You trade options or futures heavily
- –You need business or rental property taxes
- –You want someone to file your return for you
Why we're building this
Investing apps made buying a stock take ten seconds. Understanding the tax on selling it still takes a CPA. We're building the missing piece: one place that adds it all up, explains it in plain English, and tells you before April, not after.
— The Setaside team
Questions
Is Setaside free?
Joining the waitlist is free. We'll share pricing before early access opens, and early members get the best deal.
Do I have to connect my bank or brokerage?
No. You upload the history file your brokerage already lets you download. We never ask for your brokerage password and can't move money or place trades.
Where does my data go?
In the current version, files are read and your numbers are stored in your own browser. Only ticker symbols are sent to look up prices.
Does Setaside tell me what to buy or sell?
No. Setaside estimates the tax on your investments and explains the rules. It doesn't recommend buying, selling or holding anything. Those decisions are yours; for personal advice, talk to a licensed professional.
Is this tax advice?
No. Setaside gives estimates and education, not tax, legal or investment advice. It shows the math so you, or your tax pro, can check it.
Which states do you cover?
Federal tax everywhere. State estimates are rolling out; tell us your state when you join so we prioritize it.
Does it handle crypto?
Yes. Crypto is taxed as property, and wash sale rules don't currently apply to it. Setaside follows that and will update if the law changes.
Early access
No April surprises.
Join the waitlist and we'll let you in as spots open.